- Your Voice
(NAPSI)—Settling into a new place can be an exciting time. You’re unpacking, meeting new neighbors, getting the “lay of the land” and making decisions about how to furnish and decorate your home. At the same time, you’re assuming many new financial responsibilities, such as mortgage payments and maintenance costs. That’s one reason it’s important to protect yourself and your family by making sure you have a sound financial foundation.
A good insurance policy can help protect your home and your family’s ability to live in it. (NAPS)
Tax season is here, and that means like any year, Tax– particularly those filing without the help of a professional – will be exposed to a number of complexities when filing before the April 15 deadline.
Making a list of resolutions is as much a part of some people’s New Year’s traditions as watching the ball drop at midnight. We set goals to exercise more, eat less and eliminate unhealthy habits. Unfortunately, nearly 80 percent of those who to make resolutions fail to keep them – particularly promises that involve quitting or giving up something, according to psychologists.
(BPT) - When buying a first home, most people are making one of the biggest purchases of their lives. Without home buying experience, it’s hard to separate fact from fiction.
(NAPSI)—Good news for some homeowners looking to save money: Utility costs are your biggest housing expense after the mortgage, but there are more ways than ever to save on energy bills. Homeowners who act now can save thousands in the years ahead.
(NAPSI)—Over the next two weeks, millions of Americans are expected to make this holiday season one of the busiest for travel on record. Many drivers will take longer road trips than last year, due in no small part to major relief at the pump. Across the U.S., consumers are currently paying less than $2.40 per gallon for regular gasoline, the lowest average price since May 2009.
(BPT) - Henry Ford had three companies fail before he launched the game-changing Model T. Abraham Lincoln failed in business, lost multiple elections and had a mental breakdown before being elected the country’s 16th president. America is a land of second chances made good – which could explain the ongoing trend of more adults returning to college.
(BPT) - Money worries know no age limit, and financial health is important for everyone – which could explain why financial pledges are among the most common New Year’s resolutions. Still, Millennials are a bit more likely than any other age group to be tempted into spending too much, according to research by the Barna Group.
If buying a new home is on your 2015 agenda, it may be to your advantage to sell your present home during the holiday season. Whatever a buyer’s motivation, a holiday sales strategy means one thing for sellers: Demand for homes can increase at a time when inventory is traditionally low. Here are a few ideas to consider when weighing whether this route is for you.
(StatePoint) You may have heard the rule of thumb that you shouldn't buy a home unless you can put down 20 percent of the purchase price. However, today’s home buyers have many choices when it comes to the size of the down payment.
Burt Reynolds, the man with the famous mustache, is selling hundreds of personal items from his illustrious Hollywood career to try and save himself from overwhelming financial ruin. The man made famous by countless movies like “Deliverence”, the “Longest Yard”, and “Smokey and the Bandit” will be auctioning everything from his Golden Globe award from “Boogie Nights” to the red jacket from “Smokey and the Bandit”. The auction will be held Dec. 11 and 12 at the Palms Casino Resort in Las Vegas and is organized by Julien’s Auctions.
(BPT) - Whether you are headed to college, joining the armed forces, or simply looking to take greater control of your finances, you might be wondering if it’s time to open your first credit card.
(BPT) - The end of 2014 is shaping up to be relatively quiet compared to the challenges of recent years - such as the fiscal cliff. After this year’s mid-term elections a lame duck Congress needs to fund the operations of the federal government, so it is possible new tax law changes could affect current income tax and financial planning. For the time being, though, the current laws provide the guidelines of how taxpayers need to plan.
(BPT) - You can't drive it around the block. You can't wear it for an evening out. You can't watch anything on it. And chances are it won’t elicit squeals of delight when opened. But of the many gifts you can give, life insurance might make the biggest difference to those you love.
(NAPSI)—According to financial experts, it’s not how much money you make that counts, it’s how much you keep. To help you hang on to more of your hard-earned dollars, there’s now a new, free and convenient way to pay your bills from any mobile device—mobile phones, tablets, Macs and PCs—wherever you may be. So you don’t have to worry about missing a payment—and having to pay a penalty; you can even schedule the payment days in advance.
The nation’s housing industry managed to dodge the remaining potholes that continue to mar the road to full recovery, and in the process, turned in a strong showing in September. Housing starts surpassed the million mark for the third time this year, according to newly released figures from the U.S. Department of Housing and Urban Development and the U.S. Census Bureau. Rising 6.3 percent during the month and 17.8 percent year-over-year, groundbreakings reached a seasonally adjusted annual rate of 1.017 million units.
(Family Features) Savings account? Check. Retirement account? Check. Debt managed responsibly? Check. Life insurance? Wait a minute ...
(BPT) - Owning a home is part of the American Dream, yet standards on income, credit and debt are making it tougher to buy a home than it was 10 years ago. Even though requirements are relaxing, only three out of five borrowers get approved.
(NAPSI)—Although the U.S. federal tax code has undergone over 4,600 changes since 2001, most changes are unlikely to affect the average taxpayer.
(NAPSI)—There’s good news for homeowners who are having a tough time making their mortgage payments. There is a free federal program that just may have the solution, even if you’re not behind on your mortgage.
Since its inception in 2009, the federal MHA program has provided mortgage help to more than 1.5 million families nationwide. (NAPS)
Buying a home in Tucson just got easier.
(BPT) - Most tax law changes don’t affect the average taxpayer. That's fortunate news, considering the U.S. averaged at least one tax law change per day every day between 2000 and 2012.
(NAPSI)—The American Dream may have looked like more of a nightmare to the millions of millennials who entered the workforce in recent years—but there could be good news.